Job Description

Are you detail-oriented, organized, and looking to grow your career in residential mortgage lending? Quincy Credit Union is seeking a Junior Residential Underwriter/Processor to join our team!

This is a great opportunity for someone with a foundational understanding of mortgage lending who’s eager to learn and contribute in a fast-paced, supportive environment.

Responsibilities:

• Assist with reviewing residential loan applications for completeness and accuracy
• Gather and verify documentation from borrowers, third parties, and internal teams
• Perform underwriting reviews per Fannie Mae and credit union guidelines 
• Communicate with colleagues within the Lending Department to facilitate loan flow
• Ensure compliance with applicable federal, state, and investor regulations
• Maintain accurate and organized loan files in the system
• Follow TRID (TILA-RESPA Integrated Disclosure) guidelines 

Requirements:

• 5+ year of experience in mortgage processing, underwriting, or a related role 
• Familiarity with residential loan documentation and underwriting basics
• Strong attention to detail and organizational skills
• Effective written and verbal communication
• Ability to manage multiple tasks and meet deadlines
• Proficiency with Encompass is an advantage 
• Experience with Velocity is a plus
• Willingness to learn and grow in the underwriting space
• Must be comfortable with working in a team atmosphere 
• This is an on-site position 
• Quincy Credit Union is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status under applicable federal, state, or local law. 

  Benefits:

• Competitive salary
• Health, dental, and vision insurance
• 401(k) plan with 10% company contribution
• Paid time off and holidays
• Professional development opportunities
• Tuition reimbursement

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